Address
440 Sandy Cay Drive, Miramar Beach, FL
Price
$ 895,000
Property Attributes
- MLS#1006957
- TypeSingle Family
- Listing Status Active
- CountyWalton
- CityMiramar Beach
- AreaMiramar-Sandestin Resort
- NeighborhoodPARADISE RETREAT
- Zip32550
- StyleTraditional
- Year Built2004
- Taxes$ 5088
- Price$ 895,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1548
- Lot Size0.13 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.
| Elementary School | Middle School | High School |
|---|---|---|
| Van R Butler Elementary School | Emerald Coast Middle School | South Walton High School |
| Price History | |
|---|---|
| 7/5/2026 | Listed $895,000 |
General Features
| Utilities | Electric,Phone,Public Water,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Allowed,Beach,Deed Access,Gated Community |
| County | Walton |
| Property Type | Residential |
| Subdivision Name | PARADISE RETREAT |
| Status | Active |
| Buyer Financing | Conventional,FHA |
| Directions | From Scenic Gulf Drive, turn north onto Sandy Cay Drive and enter the Paradise Retreat gate. Continue around the roundabout and follow Sandy Cay Drive, the home will be on the left. From US Hwy 98, turn south onto Sandy Cay Drive. After entering the gate, bear left and continue on Sandy Cay Drive to 440 Sandy Cay Drive. The home will be on the right |
| High School | South Walton |
| City | Miramar Beach |
| MLS Area | 15 - Miramar/Sandestin Resort |
| Lot Size Units | Acres |
| Lot Size Square Feet | 5662.8 |
| Elementary School | Van R Butler |
| Middle/Junior High School | Emerald Coast |
| MLS Area Minor | 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort |
| Standard Status | Active |
| Sewer | Public Sewer |
| Tax Assessed Value | 1360 |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Garage Spaces | 2 |
| Patio/Porch Features | Patio Open |
| Architectural Style | Traditional |
| Construction Materials | Brick,Frame |
| Year Built | 2004 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 11 |
| Carport Y/N | false |
| Property Condition | Renovated,Construction Complete |
| Association Fee Includes | Accounting,Ground Keeping,Management,Security |
| HOA | true |
| Virtual Tour | https://www.zillow.com/view-imx/a5fb6946-f836-43c4-9eac-d6ba14397cf8?wl=true&setAttribution=mls&initialViewType=pano |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Breakfast Bar,Ceiling Vaulted,Newly Painted,Pantry,Split Bedroom |
| Flooring | Floor Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatment All,Double Pane Windows |
| Furnished Y/N | Furnished - All |
Exterior Features
| Lot Features | Covenants,Interior,Restrictions,Sidewalk,Storm Sewer,Within 1/2 Mile to Water |
|---|---|
| Lot Size Area | 0.13 |
| Lot Dimensions | 60X110 |
| Lot Size Acres | 0.13 |
| Road Surface Type | Paved |
| Road Frontage Type | Private Road |
| Exterior Amenities | Rain Gutter,Lawn Pump,Sprinkler System |
| Building Area Total | 1548 |
| Total Parking | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32550
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Baldwin County Association Of Realtors®: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Navarre Area Board of Realtors® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
